Transparency
The Free tier is free because we want it to be.
Most portfolio apps charge a monthly fee just to look at your own data. Free never will — no trial, no expiration, no feature-clock. Pro and Quant are separate paid tiers for active trading and research, if you want more than portfolio clarity.
What's free, forever
This list only ever grows. Pro and Quant add capability on top — upgrading never takes anything below away from you.
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What Pro and Quant add
Upgrading is optional. Pro is for active trading — signals, broker execution, and native Copilot chat. Quant is for research — point-in-time data, walk-forward backtests, and notebooks.
See full pricing & comparisonWhy we use CSV instead of Plaid
Plaid charges portfolio aggregators per connected account per month. Source: Plaid billing docs.
At 10,000 users with two accounts each, that's substantial monthly cost before we earn a dollar.
That's why aggregator-based competitors charge a subscription to look at your own portfolio. They're paying Plaid out of your subscription.
We chose differently. CSV (and email-statement parsing) is the only zero-cost path to Fidelity, Vanguard, JPMorgan, Merrill, and Wells — none of whom expose APIs to anyone, regardless of how much you pay.
We choose CSV because we choose you.
| AxiomFolio | Aggregator-style app | |
|---|---|---|
| Cost for portfolio clarity (Free tier, forever) | No subscription fee | Typically paid subscription |
| Fidelity / Vanguard / big banks | CSV + statements | Plaid-linked where supported; gaps otherwise |
| Direct broker connections | Schwab + Tastytrade + Tradier + Coinbase (OAuth), IBKR (FlexQuery + Gateway), E*TRADE (OAuth sandbox) | Varies by vendor |
| Sells your data | No | Check their terms — many do |
What we'll never do
- Sell your data, ever
- Show ads
- Share aggregated portfolios with hedge funds
- Change pricing on the Free tier — it stays $0, forever
Live pulse
Small counters we can stand behind — no internal cost dashboard yet; that comes once there's revenue worth talking about.
Tips & sharing
Subscription billing now runs on Stripe Checkout (see pricing) — one-off tips for the Free tier aren't wired up yet. Meanwhile, share AxiomFolio with someone who'd benefit.